At Medicare Answers for Expats and Travelers we believe enjoying life while working to improve the lives of others is successful living.

Ron Elledge is an accomplished Medicare agent, planner, and author. Elledge earned a bachelor’s degree in Bible Theology from International Seminary and spent 30 years in pastoral ministry. He began his current career in insurance with a specialty in Medicare in 2008 and has since authored “Medicare Made Easy: What Expats, Frequent Travelers and You Need to Know” and is often a featured speaker at the International Living conferences. Elledge is a contributor to International Living, supporting Medicare beneficiaries with articles, podcasts, and Q&As. Elledge is also a contributor and fact-checker for “www.medicarepans.com, The Patient Resource Center,” where he authors the popular column “Ask the Medicare Expert.”

“A licensed seniors market insurance agent in Arizona and New Mexico, Elledge has helped thousands decipher the intricacies of Medicare rules and regulations, enabling them to make educated selections for their health care needs. As a world traveler with his wife, Shelli, Elledge specializes in Medicare for expats and frequent travelers. He’s up to date with Medicare regulations, coverage options, and enrollment protocols and is fervent in his resolve to present trustworthy data on this confusing and often maligned program.

“By obtaining dependable details on how to read their Medicare options, recipients can plan for it correctly and make the best choices,” says Elledge. “These choices often make a huge financial and emotional difference in their futures. When Medicare is correctly utilized, it becomes a powerful financial and medical tool for all who qualify.”

Ask Ron how you can avoid the pitfalls of enrollment penalties and delayed coverage while staying compliant with Medicare rules and regulations.

Specialties:
     Medicare consultant for expats, roving-retirees, and travelers.
     Medicare Plan Adviser, author and conference speaker.

 I have spent my life building people. From a thirty-year career in pastoral ministry to twelve years advocating for seniors and Medicare, the challenge and rewards that come from helping people make decisions that will affect their futures fires my passion. Medicare Answers for Expats and Travelers will give you an avenue to ask the questions and get the answers you need to make informed decisions.

When planned correctly and administered according to proper protocol, Medicare becomes a powerful financial resource available to U.S. retirees living as expats in the far-flung regions of the world and homebodies who seldom leave their back yard.

Whether you are living in a foreign country on a full-time basis with no intentions of returning to the U.S., a roving-retiree, or you are a passionate traveler like my wife Shelli and I, your choices in Medicare are important. 

I have worked with thousands of clients to assess their health needs, their financial standing, and their risk tolerances. I listen, and then I coach my clients in making decisions based on their health, wealth and mental welfare. We make decisions that will enhance their health care and save them money, choices that will help them pillow their head in peace at night.

Medicare is an excellent program for those who understand it and use it correctly. However, getting what you are entitled to with Medicare is no easy task. Every Part from A to D has its own quirks, special circumstances, and nuances that make it challenging. You can avoid the financial penalties and coverage delays that occur when Medicare is done wrong, or when it is done right at the wrong time. You can take advantage of the compelling opportunity Medicare affords. My job is to discover the facts in your situation, weigh the options exposed by those facts, and make suggestions based on what is best for your future. It would be my pleasure to work with you to uncover the Medicare solutions that are best for you.